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Help with cost of living

With the rising cost of living affecting everyone, we want you to know that we are here for support. Melin residents can contact Melin Advice for expert advice on the help available.

Cost of living payments

The list below shows the main Cost of Living grants that are being administered by councils and the UK and Welsh governments.

Council Tax Rebate (£150)

→ Who gets it?

Properties that are in Council Tax bands A to D on 15th February 2022, or a household that resided in any a property in any council band that was in receipt of a Council Tax reduction or relief.

→ How to apply

If you pay Council Tax by Direct Debit, you should receive this payment automatically. If not, you must apply directly via your local council.

→ When will it be paid?

Most Direct Debit rebates should have been issued by June. Other applications may take longer. The deadline for applications is in September.

Energy Bill Grant (£400)

→ Who gets it?

All households with a domestic electric energy meter connection and are responsible for paying their electricity bill, will receive a £400 grant.

→ How to apply

There is no need to apply for this, it will be done automatically.

→ When will it be paid?

Later in the year, likely October.

Cost of Living Payment (£650)

→ Who gets it?

Households in receipt of means tested benefits (for example, Universal Credit and Pension Credit) will receive this cash grant.

→ How to apply

There is no need to apply for this, it will be done automatically.

→ When will it be paid?

The payment is made in two parts. One will be made in July and the other will be made in autumn. Those in receipt of Tax Credits only will receive their payment slightly later.

Pensioner Cost of Living Payment (£300)

→ Who gets it?

Pensioner households in receipt of the normal Winter Fuel Payment (that is, people in receipt of state pension during the qualifying week in September) for 2022 will receive this additional £300 payment.

→ How to apply

There is no need to apply for this, it will be done automatically. The payment is made using the same details as your state pension.

→ When will it be paid?

At the same time as the usual Winter Fuel Payment.

Disability Cost of Living Payment (£150)

→ Who gets it?

All individuals in receipt of a disability-related benefit (for example PIP, DLA, Attendance Allowance) will receive this £150 payment.

→ How to apply

There is no need to apply for this, it will be done automatically.

→ When will it be paid?

To be confirmed.

Winter Fuel Payment

If you were born on or before 26th September 1955 you could get between £100 and £300 to help you pay your heating bills. This is known as a Winter Fuel Payment.

You will get your Winter Fuel Payment automatically (you do not need to claim) if you’re eligible and either:

  • get the State Pension;
  • get another social security benefit (not Housing Benefit, Council Tax Reduction, Child Benefit or Universal Credit).

If you do not get either of these, you may need to make a claim. You can find out more by visiting GOV.UK.

Passported Benefits

Passported benefits: these are benefits you may be able to claim if you already claim Universal Credit (UC), Pension Credit, Personal Independence Payment (PIP), Housing Benefit, certain types of Job Seekers Allowance (JSA) or Income Support.

  • Free school meals
  • Maternity grants
  • Warm Home Discount to help with heating costs.
  • Blue Badge
  • Bus pass
  • Travel Pass
  • Cinema pass card
  • Free or half price car tax
  • Healthy start payments
  • Help with paying your rent through housing benefit or Universal Credit
  • Discretionary housing payment to help you with the cost of rent if you have a shortfall between your housing benefit or Universal Credit and the rental charge.
  • Council Tax reduction
  • Council Tax disabled reduction
  • Carers’ Allowance if you care for someone 35 hours a week or more.

If you don’t already claim Universal Credit, or any of the other benefits, please get in touch with the team and they can carry out a quick check to see if you qualify.

There are also other cost of living grants available to those who are on lower incomes and are finding it hard to make ends meet…

Discretionary Assistance Fund (DAF)

The Discretionary Assistance Fund provides two types of grant that you do not need to pay back.

  1. Emergency Assistance Payment (EAP)

    A grant to help pay for essential costs, such as food, gas, electricity, clothing or emergency travel if you:
    • are experiencing extreme financial hardship;
    • have lost your job;
    • have applied for benefits and are waiting for your first payment.
    You cannot use it to pay for ongoing bills that you cannot afford to pay.
  2. Individual Assistance Payment (IAP)

    A grant to help you or someone you care for live independently in their home or a property that you or they are moving into.

For full details and to apply please visit the Welsh Government’s website or get in touch with Melin Advice.

£500 Unpaid Carers’ Grant

Welsh Government announced that all unpaid carers in Wales would be eligible for a £500 grant as recognition for their work and sacrifice during the pandemic.

You must apply for the grant via your local council:

Energy advice

If you need help with:

  • Gas and electric bills – we encourage you to speak to your supplier if you are struggling with your energy bills. Now isn’t the time to try and switch supplier
  • Pre-payment meters
  • Priority Service Register (PSR)
  • Water payments
  • Warm Homes discount

Then get in touch with Melin Advice and our dedicated Energy Advisor can help point you in the right direction.

Welsh Water

The HelpU tariff helps low-income households by putting a cap on the amount you must pay for your water.

To qualify for the tariff:

  • the water supply to the household must be for domestic use only;
  • someone in the household must receive at least one means-tested benefit;
  • the combined annual household income must be on or under certain amount.

Melin Advice can also help you to apply for this.

Warm Homes Discount

You could get £140 off your electricity bill for winter 2021 to 2022 under the Warm Home Discount Scheme. The money isn’t paid to you – it's a one-off discount on your electricity bill, between October and March.

The discount won't affect your Cold Weather Payment or Winter Fuel Payment.

There are two ways to qualify for the Warm Home Discount Scheme:

  1. You get the Guarantee Credit element of Pension Credit - known as the ‘core group’.
  2. You’re on a low income and meet your energy supplier’s criteria for the scheme - known as the ‘broader group’.

Check with your supplier to see if you’re eligible and how to apply.

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